[1]
S. Mutafaqih, Y. Hermawan, and S. H. Sartika, “The Influence of Digital Financial Literacy on the Prudent Use of Buy Now Pay Later: Pengaruh Literasi Keuangan Digital Terhadap Penggunaan Bijak Buy Now Pay Later”, COSMOS, vol. 3, no. 1, pp. 1–10, Dec. 2025.