MUTAFAQIH, S.; HERMAWAN, Y.; SARTIKA, S. H. The Influence of Digital Financial Literacy on the Prudent Use of Buy Now Pay Later: Pengaruh Literasi Keuangan Digital Terhadap Penggunaan Bijak Buy Now Pay Later. COSMOS: Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi, [S. l.], v. 3, n. 1, p. 1–10, 2025. DOI: 10.5281/zenodo.17873916. Disponível em: https://cosmos.iaisambas.ac.id/index.php/cms/article/view/385. Acesso em: 21 dec. 2025.